Company Update Q4 2025

We are excited to share some significant updates about our product portfolio and roadmaps as we head into 2026. These changes reflect our commitment to focusing on the areas where we can deliver the most value to our customers and the broader financial technology community.

Introducing LendGraph

We are thrilled to announce the rebranding of our Open Finance Library to LendGraph. The key components of Open Finance Library were the CNL and CGL curves. We are expanding into other key curves used in lending analytics and structure finance to create a comprehensive platform for the space.

• CNL/CGL Analysis
• Prepayment Models
• CPR Analysis
• Amortization Schedules

Our aim with this product is to provide a reliable, robust, platform in an underserved space that currently relies on models built into flimsy Excel sheets.

We are planning for a 2026 release, see the below roadmap for more details.

CreditParsePro Updates

After extensive user testing and market analysis, we have decided on some exciting new features for CreditParsePro in 2026. Our primary goal is to maintain the joint format JSON output while implementing more input options.

First, we will be expanding into the OCR (computer vision) space by allowing for PDF/image file credit report inputs. This will allow us to serve markets that only have access to credit reports in these formats such as credit repair space.

Second, we will be entering research and development for direct bureau API access. The goal here is to round off all potential credit report input options to turn CreditParsePro into a robust tool that will be extremely valuable in multiple fintech pipelines.

For more details please see the below roadmap.

RiskRadar Deprecation

The idea behind RiskRadar was to provide an API that allowed for easy information gathering on assets potentially affected by natural disasters. After some early user testing it was determined that the features that made RiskRadar different from what FEMA already offered were not in demand in the market. While RiskRadar never made it to public production we still feel it is important to note that development will stop on this project.

We want to thank everyone who showed interest in RiskRadar during its development phase. Your feedback has been invaluable in helping us understand market needs and prioritize our resources more effectively.

Our Continued Commitment

These changes reflect our dedication to building tools that truly serve the financial technology community. By focusing our resources on CreditParsePro and LendGraph, we can deliver more value and innovation in the areas where we have the strongest expertise and market demand.

We're grateful for the continued support of our users and the broader fintech community. The feedback and engagement we receive continues to shape our product development and strategic direction.